Arkansas Rural Water Association
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Financial Services

Finance Programs

The Arkansas Rural Water Association has partnered with Rural Water Finance Agency to help our member utilities with their short-term and long-term financial needs. All costs are included in loan payments.

  • Interim Finance Program
    Loans for construction projects with USDA-RD long term financing takeouts.
  • Flexible Term Finance Program
    Loans for any eligible utility project with flexible terms (1 to 35 years), low interest rates, and a AA-rating (AAA with insurance).

Rural Water Finance Agency (RWFA) has offered low-cost financing to its members since 1995. With this partnership, ARWA can provide interim construction loans in conjunction with USDA Rural Development projects through our Interim Finance Program. Other short- and long-term financing options for almost any capital project that a utility member my need can be met through the Flexible Term Finance Program.

Our program partners are:

  • Raymond James (Financial Advisor)
  • Rubin & Hays, Attorneys (Bond Counsel)
  • Regions Bank (Trustee)

Arkansas Rural Water Association has long been known for providing high quality technical assistance and training to its water and wastewater utility membership. But did you know that ARWA also offers outstanding levels of assistance to its members financial and management needs?

Give us a call today to discuss any specifics you may have regarding the topics below.

Next Training/Events

May
18
Mon
all-day Class II Wastewater | May 18-21,... @ Community Center - Herman Dierks Park
Class II Wastewater | May 18-21,... @ Community Center - Herman Dierks Park
May 18 – May 21 all-day
Download Training Agenda
May
19
Tue
all-day Basic Water Math | May 19, 2026 @ Phillips Community College
Basic Water Math | May 19, 2026 @ Phillips Community College
May 19 all-day
Download Training Agenda
May
20
Wed
all-day ADH Compliance | May 20, 2026 @ Phillips Community College
ADH Compliance | May 20, 2026 @ Phillips Community College
May 20 all-day
Visit the ADH Website for information
May
21
Thu
all-day Applied Water Math | May 21, 2026 @ Phillips Community College
Applied Water Math | May 21, 2026 @ Phillips Community College
May 21 all-day
Download Training Agenda
May
25
Mon
all-day Memorial Day (Office Closed)
Memorial Day (Office Closed)
May 25 all-day
 
View Calendar

Recent Posts

  • Job Opening: Manager, Plant Operations (Water & Wastewater) – Mountain Home, AR
  • Job Opening: Water Distribution Technician/Operator – Camden, AR
  • Job Opening: Water Treatment Technician/Operator – Camden, AR
  • Job Opening: Water Distribution Supervisor – Camden, AR
  • Job Opening: Public Works Director – Nashville, AR

Quick Links

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  • 2026 ARWA Training Calendar (PDF)
  • Membership Directory
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  • ARWA Magazine
  • USDA – Rural Development
  • State & Federal Agencies
  • Write to your Congressman
  • Get a Website + Alerting System
  • Jobs
  • Items For Sale
  • Arkansas Municipal League

ARWA Headquarters

240 Dee Dee Lane
Lonoke, AR 72086-8156
Tel: (501) 676-2255
Fax: (501) 676-2266

Mailing Address
P.O. Box 860
Lonoke, AR 72086

Email: info@arwa.net
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ARWA is a proud member of National Rural Water Association – America’s Largest Utility Membership
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