Arkansas Rural Water Association
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Financial Services

Finance Programs

The Arkansas Rural Water Association has partnered with Rural Water Finance Agency to help our member utilities with their short-term and long-term financial needs. All costs are included in loan payments.

  • Interim Finance Program
    Loans for construction projects with USDA-RD long term financing takeouts.
  • Flexible Term Finance Program
    Loans for any eligible utility project with flexible terms (1 to 35 years), low interest rates, and a AA-rating (AAA with insurance).

Rural Water Finance Agency (RWFA) has offered low-cost financing to its members since 1995. With this partnership, ARWA can provide interim construction loans in conjunction with USDA Rural Development projects through our Interim Finance Program. Other short- and long-term financing options for almost any capital project that a utility member my need can be met through the Flexible Term Finance Program.

Our program partners are:

  • Raymond James (Financial Advisor)
  • Rubin & Hays, Attorneys (Bond Counsel)
  • Regions Bank (Trustee)

Arkansas Rural Water Association has long been known for providing high quality technical assistance and training to its water and wastewater utility membership. But did you know that ARWA also offers outstanding levels of assistance to its members financial and management needs?

Give us a call today to discuss any specifics you may have regarding the topics below.

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Next Training/Events

Jul
4
Fri
all-day Independence Day (Office Closed)
Independence Day (Office Closed)
Jul 4 all-day
 
Jul
7
Mon
all-day Backflow Tester Re-Certification... @ ARWA Training Center
Backflow Tester Re-Certification... @ ARWA Training Center
Jul 7 all-day
Arkansas Rural Water is approved by the Arkansas Department of Health to offer training courses for persons wishing to be certified in backflow prevention and cross-connection. Class fees are non-refundable.
Jul
8
Tue
all-day Basic Water Math | July 8, 2025 @ Paragould Light, Water & Cable
Basic Water Math | July 8, 2025 @ Paragould Light, Water & Cable
Jul 8 all-day
Download Training Agenda
Jul
9
Wed
all-day ADH Compliance | July 9, 2025 @ Paragould Light, Water & Cable
ADH Compliance | July 9, 2025 @ Paragould Light, Water & Cable
Jul 9 all-day
Visit the ADH Website for information
Jul
10
Thu
all-day Applied Water Math | July 10, 2025 @ Paragould Light, Water & Cable
Applied Water Math | July 10, 2025 @ Paragould Light, Water & Cable
Jul 10 all-day
Download Training Agenda
View Calendar

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Quick Links

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  • 2025 ARWA Training Calendar (PDF)
  • ARWA Partners
  • ARWA Magazine
  • USDA – Rural Development
  • State & Federal Agencies
  • Write to your Congressman
  • Get a Website + Alerting System
  • Jobs
  • Items For Sale
  • Arkansas Municipal League

ARWA Headquarters

240 Dee Dee Lane
Lonoke, AR 72086-8156
Tel: (501) 676-2255
Fax: (501) 676-2266

Mailing Address
P.O. Box 860
Lonoke, AR 72086

Email: info@arwa.net

NRWA
ARWA is a proud member of National Rural Water Association – America’s Largest Utility Membership
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